Lucky Penny uses a pay anywhere system where players need eight or more identical symbols to land anywhere on the grid to secure a win. Once a payout is calculated, the winning symbols vanish and new ones drop into the empty spaces to potentially create further combinations. This cascading process continues until no more winning clusters appear on the screen.

The game includes a special nudge feature that sporadically helps push near misses into successful payouts. The overall design remains focused on providing a steady and predictable experience for those who enjoy simple slot structures.